Build Financial Skills That Actually Stick

We've spent years figuring out what works when it comes to teaching budget planning. Not theory from textbooks—practical knowledge that Australian households can use straight away.

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How Our Program Works

Most people think they're bad with money. But honestly? They just haven't learned a system that makes sense for their life. Our approach starts with where you are right now—not where some financial guru thinks you should be.

We break down budgeting into manageable chunks. Each session builds on the last one, so you're never overwhelmed. And we focus on Australian realities: HECS debts, rental markets, superannuation strategies. The stuff that actually matters here.

Our upcoming cohort starts in September 2025, running through November. Twelve weeks of focused learning, weekly check-ins, and real accountability.

What You'll Learn

Cash Flow Clarity

Understanding where money goes is the foundation. We'll map your spending patterns and identify opportunities you didn't know existed.

Goal Setting Framework

Generic advice doesn't work. We help you define what financial security means for your situation, then create a roadmap to get there.

Emergency Fund Strategy

Life happens. Having a buffer changes everything about how you handle unexpected expenses and reduces financial stress significantly.

Debt Management

Not all debt is equal. We'll prioritize what to tackle first and create systems that make repayment feel achievable rather than impossible.

Investment Basics

Once your foundation is solid, we explore how to make your money work harder. No jargon, no sales pitches—just honest education.

Long-Term Planning

Retirement feels far away until it isn't. We cover superannuation, property considerations, and building wealth gradually over time.

Meet Your Instructors

Lachlan Pemberton

Former accountant who realized spreadsheets alone don't change behaviour. Now teaches practical finance with empathy.

Freya Ashcroft

Spent a decade helping families recover from financial setbacks. Specializes in realistic goal-setting and habit formation.

Torin Blackwood

Investment advisor who cut through industry nonsense to focus on what actually helps everyday Australians build security.

Declan Thornbury

Runs our workshop sessions with a focus on accountability. Believes small consistent actions beat dramatic changes every time.

Ready to Take Control?

Our next program intake opens in August 2025, with classes beginning September 15th. We keep cohorts small—maximum 25 participants—so everyone gets genuine attention and support throughout the journey.

Program Duration

12 weeks of structured learning with weekly sessions and ongoing support throughout your journey.

Time Commitment

Two hours per week for live sessions, plus about an hour of practical exercises at your own pace.

Format Options

Choose evening sessions in Launceston or Saturday morning virtual attendance—both include full access to materials.

Enquire About Enrollment